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Debt-to-Income Ratio by State

Per-state DTI thresholds, FHA/conventional/VA caps, state HFA overlays, and the point where DTI signals bankruptcy.

All 50 States and DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Part of the Open Bankruptcy Project - free, open-source bankruptcy information.